5 Tips for Choosing a Local Dentist

Frequently Asked Questions:

DeYou can sign up during your Initial Enrollment Period (IEP), which starts 3 months before your 65th birthday, includes your birthday month, and ends 3 months after. Enrolling on time helps you avoid costly penalties.scription text goes here
If you miss your IEP, you may have to wait until the General Enrollment Period (January 1 – March 31) and may face lifetime late penalties on your premiums. That’s why it’s important to take action before your 65th birthday.
- Part A – Hospital insurance (inpatient care)
- Part B – Medical insurance (doctors, outpatient care)
- Part C – Medicare Advantage (private plans combining Parts A & B, usually with extra benefits)
- Part D – Prescription drug coveragetion text goes here
It depends on your budget, health, and lifestyle. Medigap helps cover costs Original Medicare doesn’t (like copays/coinsurance). Medicare Advantage often includes drug coverage, dental, vision, and extras. We’ll explain both so you can choose what fits you best.
Original Medicare generally does not cover dental, vision, or hearing. Many Medicare Advantage plans do include these benefits.
- Part A: Usually free if you’ve worked 10+ years.
- Part B: Monthly premium (set by Medicare, varies by income).
- Part C & D: Premiums vary by plan and carrier.
  We’ll review your situation so you know exactly what to expect.
Yes — as a licensed Medicare broker, we work with multiple top carriers in Florida. We’ll compare plans side-by-side so you can pick the one that’s best for you.description
No. Our services are completely free. We’re paid by the insurance companies, never by you.

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