Does Medicare Cover Home Health Care?

Get clear answers about what Medicare does and doesn’t cover — and learn about additional benefits that may be available in your area.

Speak with a local Medicare advisor. No pressure. No obligation.

(561) 808-9410

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Does Medicare Cover Home Health?

Yes — Medicare does cover home health care, but only under specific conditions.

Original Medicare (Part A and Part B) may cover intermittent home health services if all of the following are true:

  • A doctor certifies that home health care is medically necessary

  • You are considered homebound

  • Services are provided by a Medicare-approved home health agency

  • Care is short-term and intermittent (not ongoing custodial care)

What Medicare typically covers:

  • Skilled nursing care (part-time)

  • Physical, occupational, or speech therapy

  • Medical social services (limited)

  • Some medical supplies related to care

What Medicare does not cover:

  • 24/7 home care

  • Long-term custodial care (help with bathing, dressing, eating)

  • Ongoing personal care if it’s the only care needed

📞 Questions about your situation? Call to speak with a Medicare advisor

(561) 808-9410

Why Home Health Coverage Feels So Confusing

Many people are surprised to learn that:

  • Medicare home health coverage is limited

  • Coverage rules are strict

  • Benefits can change depending on diagnosis and care needs

This often leads to:

  • Unexpected out-of-pocket costs

  • Confusion after a hospital stay

  • Stress for family members and caregivers

If you or a loved one needs help at home, it’s normal to wonder:

“Is there a better option?”

In some areas, yes.

Certain Medicare Advantage (Part C) plans may offer additional benefits beyond Original Medicare, which can include:

  • In-home support services

  • Caregiver assistance

  • Transportation to medical appointments

  • Meal programs

  • Other supplemental benefits

⚠️ These benefits:

  • Vary by plan and county

  • Are not guaranteed

  • Have eligibility requirements

That’s why speaking with a licensed Medicare advisor matters.

Are There Medicare Plans with Additional In-Home Benefits?

📞 Call to See What’s Available in Your Area

(561) 808-9410

Speak to a local agent near you.

This Is Especially Helpful If You:

  • Recently had a hospital stay

  • Are helping a parent or loved one at home

  • Are struggling with daily activities

  • Feel overwhelmed by Medicare rules

  • Want to understand your options before making changes

If you’re unsure where you fit, that’s okay — that’s what the call is for.

What Happens When You Call

  1. You’ll speak with a Medicare advisor (not a call center)

  2. We’ll answer your home health coverage questions clearly

  3. If appropriate, we’ll review whether additional benefits may be available

  4. You decide what to do — no pressure

  5. Calls typically take 10–15 minutes.

Why Call Us?

  • Local Medicare agent

  • Clear explanations — no confusion

  • We explain options, not just plans

  • Help before and after enrollment

Our goal is simple:
Help you understand Medicare and make informed decisions.

Still Have Questions About Home Health & Medicare?

📞 Call Now to Get Clear Answers

(561) 808-9410

Speak with a Medicare advisor today.