Palm Beach & Broward County: How to Qualify for the Medicare Savings Program and Save Thousands Each Year
If you live in Palm Beach County or Broward County and are on Medicare, there’s a strong chance you may be overpaying for healthcare—without realizing help is available.
Many Florida seniors qualify for the Medicare Savings Program (MSP), a little-known assistance program that can save you thousands of dollars per year and unlock extra benefits beyond Original Medicare.
Yet most people never apply… simply because no one tells them they qualify.
This guide explains how the Medicare Savings Program works, who qualifies in South Florida, and why getting help locally can make all the difference.
What Is the Medicare Savings Program?
The Medicare Savings Program (MSP) is a state-run assistance program designed to help people with limited income pay for Medicare costs.
Depending on the level you qualify for, the program can help pay for:
Your Medicare Part B premium
Medicare deductibles
Copays and coinsurance
In some cases, additional cost-sharing expenses
For many seniors, this means saving close to $2,000 per year—sometimes more.
How Much Can the Medicare Savings Program Save You?
Here’s why this program is so powerful:
Monthly Savings
If approved, the program can pay your monthly Medicare Part B premium for you.
That alone can add up to hundreds of dollars per year staying in your pocket instead of going to premiums.
Out-of-Pocket Savings
Depending on the program level, MSP can also reduce or eliminate:
Deductibles
Copays
Coinsurance costs
Over a year, these savings often reach $1,500–$2,000+, especially for seniors who regularly see doctors or specialists.
Who Qualifies for the Medicare Savings Program in Florida?
Many Palm Beach and Broward residents assume they won’t qualify—but the income limits are higher than most people expect.
You may qualify if:
You are enrolled in Medicare Part A
You live in Florida
Your income is limited (but not necessarily “low”)
You have limited resources (savings, not including your home or car)
👉 Important: Income limits change, and many types of income do not count the way people think they do.
That’s why so many seniors are incorrectly told they don’t qualify—when they actually do.
Extra Benefits That Can Come With Medicare Savings Program Approval
Here’s something most people don’t realize:
MSP Approval Can Unlock Additional Benefits
If you qualify for the Medicare Savings Program, you may also automatically qualify for:
Extra Help with prescription drug costs
Lower or eliminated Part D premiums
Reduced prescription copays
Access to plans with richer benefits
Many seniors who qualify can move into Medicare plans that include:
Dental coverage
Vision benefits
Hearing benefits
Over-the-counter allowance cards
Transportation assistance
These extras can dramatically improve quality of life—especially on a fixed income.
Why Palm Beach & Broward Seniors Should Get Local Help
Applying for the Medicare Savings Program isn’t always simple. Small mistakes can cause:
Delays
Denials
Missed savings
Working with a local Medicare advisor in Palm Beach or Broward County helps ensure:
Your application is completed correctly
Income is calculated properly
You’re screened for all assistance programs
You don’t miss benefits you’re entitled to
Local advisors also understand Florida-specific rules and county-level processes that call centers often miss.
Common Myths That Stop Seniors From Applying
Let’s clear up a few misconceptions:
❌ “I make too much money”
✔ Many people qualify even with Social Security, pensions, or part-time income
❌ “I have savings, so I won’t qualify”
✔ Your home, car, and many assets don’t count
❌ “I already tried and was denied years ago”
✔ Rules change—qualification today may be different
❌ “The process is too complicated”
✔ With help, it can be simple and stress-free
How to Find Out If You Qualify (At No Cost)
If you live in Palm Beach County or Broward County and are on Medicare, the smartest move is to check your eligibility—even if you’re unsure.
A proper review can determine:
If you qualify for the Medicare Savings Program
How much money you could save per year
Whether you qualify for Extra Help or enhanced benefits
Which Medicare plans maximize your savings
There is no cost to get this reviewed—and no obligation.
Get Help Qualifying for the Medicare Savings Program in South Florida
Thousands of seniors in Palm Beach and Broward are missing out on benefits they’ve already paid into through Medicare.
If you want to:
Lower your Medicare costs
Save thousands per year
Access extra benefits you may qualify for
Now is the time to get help.
Schedule a free Medicare Savings Program review today and find out what you qualify for—quickly, confidentially, and with local guidance you can trust.